Contact Us: 📞 (407) 490-2979 ✉️ info@precisionestimatesllc.com
⚡ Storm Season: June 1 f ig in
Insurance claim supplement documentation and Xactimate estimate recovery for Florida contractors
Supplement Writing Specialists · Florida

Xactimate Supplement Writing Service in Florida

When a carrier adjuster cuts your claim, we fight back. Our supplement writing service identifies every missed and underpaid line item, documents the justification in Xactimate format, and submits to the carrier until every dollar is recovered.

10,000+
Claims Closed
$300M+
Settlements Recovered
24–48hr
Estimate Turnaround
Since 2015
Florida-Based
Supplement Recovery Specialists

Don't Accept a Low Settlement. We'll Write the Supplement.

Insurance adjusters routinely underpay Florida restoration claims. They cut equipment line items, apply incorrect depreciation, miss code upgrade requirements, and exclude overhead and profit. Most contractors accept reduced payment because writing and fighting a supplement takes time and expertise they do not have.

Precision Estimates does this full-time. We have written hundreds of Xactimate supplements across Florida for water, fire, mold, storm, roofing, and reconstruction claims. We know what carriers try to cut and we know how to write supplements that carriers accept rather than deny.

Schedule Your FREE Consultation →

What We Handle
for Your Operation

From first documentation to final payment — handled by former Xactimate instructors and Florida claims specialists.

Xactimate® & Symbility estimating
24–48 hour turnaround, all Florida loss types
Billing, collections & carrier submission
Full invoice cycle with daily adjuster follow-up
Adjuster negotiation & settlement
We fight for every dollar you are owed
Supplement writing & recovery
Missed line items identified and recovered
Supplement Recovery Specialists Services

Specialized Services & Capabilities

Every service your operation needs handled by Florida specialists who do this every day.

CARRIER OFFER$8,200UNDERPAIDAFTER SUPPLEMENT$16,850RECOVERED+$8,650 recovered

Supplement Identification

We review every adjuster estimate line-by-line and identify every item that was cut, missed, undervalued, or incorrectly depreciated.

XACTIMATE ESTIMATE FLORIDATOTAL: $24,850.00APPROVED24-48HOURS

Professional Supplement Writing

Xactimate supplements written with complete justification, manufacturer documentation, code references, and IICRC standard citations for every recovery item.

Full payment requiredon all line items.Day 1 OK Day 3 OK Day 7 -->

Carrier Negotiation

We submit and negotiate supplements directly with the adjuster until final settlement is reached. We follow up daily and escalate when carriers delay or deny without justification.

DRY LOGDay 1: 84%Day 2: 71%Day 3: 42%Day 4: 16% OKIICRC COMPLIANT16%DRY

Code Upgrade Recovery

Florida building code upgrades are frequently excluded by adjusters. We document every code-required item with specific code citations and submit supplements that carriers legally must address.

INVOICE #4821$18,400.00SUBMITTED$$

Denied Supplement Response

When carriers deny supplement requests, we prepare detailed responses with supporting documentation and escalate through the carrier's formal dispute process.

PRECISION ESTIMATES CRMSUBMITTEDREVIEWEDNEGOTIATINGSETTLEMENTPAIDClaim #4821 - Water Damage - Tampa - Day 4Claim #4820 - Mold - Orlando - PAIDClaim #4819 - Fire - Miami - In Review

Supplement Tracking

Every supplement tracked through our CRM from submission through final payment.

Why Choose Us

Why Florida Contractors Choose Precision Estimates

10+ years of Florida restoration billing experience. Performance-based fee. Paid only when you get paid.

1
Performance-based fee only

We earn nothing until your settlement clears. We are 100% motivated to maximize and collect your payment.

2
Daily adjuster follow-up

Most billing companies follow up weekly. We follow up daily keeping your claims moving forward.

3
Former Xactimate instructors on staff

Our estimating team taught Xactimate. They know every line item and how to write documentation that carriers accept.

4
Storm season surge capacity

Pre-staffed for Florida storm season. 24–48 hour turnaround maintained even during major CAT events.

All Florida Carriers

We Work With Every Carrier

Established billing relationships with every major carrier writing policies in Florida.

Citizens PropertyTravelersChubbThe HartfordLiberty MutualNationwideGEICOTower HillHeritage InsuranceAmicaFedNatPeople's TrustLloyd's of LondonUniversal PropertyGulfstreamSwyfftBankers InsuranceEdison Insurance
Common Questions

Frequently Asked Questions

The most common Florida supplement recovery items include Florida Building Code upgrades for roofing and structural, overhead and profit, permit fees, equipment daily rates, labor burden, HEPA filtration, antimicrobial application, content manipulation, and temporary protective measures.
Recovery varies significantly by claim type and adjuster. On roofing claims supplements commonly recover $2,000-$8,000 or more. Water damage supplements often recover $3,000-$15,000. Fire and reconstruction supplements can recover $20,000 or more.
No minimum. We write supplements for claims of any size. Even smaller claims often have $2,000-$5,000 in recoverable items that contractors routinely miss.
Yes, subject to the statute of limitations in your policy and Florida law. Many policies allow for supplemental claims within 2-3 years of the loss date.
Related Services

More Ways We Support Your Operation

Adjuster Cut Your Claim? Let's Write the Supplement.

Free discovery call. No obligation. Send us the adjuster's estimate and we'll tell you exactly what we can recover. Most supplement analyses are completed within 24 hours.