Case Results
What We Have Recovered for Florida Contractors
Water Damage - Appliance Failure
Carrier applied maximum depreciation and excluded containment costs, antimicrobial treatment, and air quality testing. Full supplement filed with IICRC documentation recovered complete scope.
Water Damage - Pipe Burst
Multi-unit residential with carrier underpaying structural drying scope. Complete Xactimate restructure and supplement filing recovered the full residential drying scope.
Water Damage Restoration
Carrier initial scope excluded overhead and profit, equipment charges, and full containment costs. Supplement with IICRC documentation recovered the complete scope.
Fire Restoration - Commercial
Commercial fire with carrier excluding business interruption costs, equipment documentation, and full smoke penetration scope. Complete supplement and resubmission recovered all categories.
Mold Remediation
Carrier denied scope citing insufficient documentation. Precision Estimates prepared IICRC S520-compliant documentation and industrial hygienist coordination. Denial reversed.
Mold - Underpaid Scope
Carrier acknowledged coverage but underpaid by excluding negative air pressure documentation, proper disposal costs, and post-remediation clearance testing requirements.
Multi-Trade Restoration Company
Water, mold, and rebuild billing for a 12-job month. Systematic Xactimate review across all open jobs found supplement opportunities on 9 of 12 files. 22% average recovery per job.
Roofing - Hurricane Damage
Carrier scoped only partial roof replacement. Precision Estimates documented full replacement under Florida matching statute plus all code upgrade line items the carrier excluded.
Fire & Smoke - HVAC Remediation
Carrier adjuster excluded smoke remediation in HVAC system, cavity wall cleaning, and full contents pack-out documentation. Supplement recovered all excluded categories plus code upgrades.