Contact Us: 📞 (407) 490-2979 ✉️ info@precisionestimatesllc.com
⚡ Storm Season: June 1 f ig in
Water damage restoration worker in flooded home — Florida
Water Damage Contractors · Florida

Water Damage Restoration Billing & Claims Management

Professional Xactimate estimating, billing, collections, and carrier negotiations for water damage and mitigation contractors across Florida. We handle documentation, adjuster follow-up, and supplement writing — so you stay focused on drying jobs.

10,000+
Claims Closed
$300M+
Settlements Recovered
24–48hr
Estimate Turnaround
Since 2015
Florida-Based
Water Damage Billing Specialists

The Back-Office Partner Florida Water Damage Contractors Trust

Water damage claims are time-sensitive, documentation-heavy, and full of adjuster pushback. Carriers know mitigation contractors are under pressure to close jobs fast — and they use that pressure to underpay.

Precision Estimates levels the playing field. Our team of former Xactimate® instructors, adjusters, and claims specialists writes bulletproof estimates, prepares complete IICRC-compliant documentation, and negotiates with adjusters until every line item is paid.

Since 2015 we have closed thousands of water damage claims across Florida — from single-room pipe bursts to Category 3 flood losses.

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What We Handle
for Your Operation

Everything from first documentation to final payment — handled by former Xactimate instructors and Florida claims specialists.

Xactimate® & Symbility estimating
24–48hr turnaround, all water loss types
Dry log documentation (IICRC S500)
Carrier-ready psychrometric logs
Billing & collections
Full invoice cycle management
Adjuster negotiation & settlement
We fight for every line item
Supplement writing & recovery
Missed items identified and recovered
What We Offer

Water Damage Specialist Services

Every service your water damage operation needs to get paid fully and efficiently — handled by Florida specialists.

Water mitigation billing — flooded room with extraction equipment

💧 Water Mitigation Billing

Complete billing and collections for water extraction, drying, and dehumidification claims across all Florida carriers. Daily adjuster follow-up until payment is collected.

Xactimate estimating for water damage claims
24–48hr

📄 Xactimate® Estimating

Accurate water damage Xactimate and Symbility estimates written by former instructors. 24–48 hour turnaround. Every scope includes current IICRC line items, equipment rates, and labor burden.

DRY LOG Day 1: 84% Day 2: 71% Day 3: 42% Day 4: ≤16% ✓ IICRC COMPLIANT 16% DRY ✓

📋 Dry Log Documentation

IICRC S500-compliant psychrometric log preparation that carriers accept without dispute. Daily moisture readings, equipment logs, drying goals, and clearance documentation.

CARRIER OFFER $8,200 UNDERPAID ✗ AFTER SUPPLEMENT $16,850 RECOVERED ✓ +$8,650 recovered

🔄 Supplement Writing

When adjusters cut your water claim, we identify every missed or underpaid line item — equipment, labor burden, O&P, code upgrades — and write a professional Xactimate supplement to recover it.

"Full payment required on all line items." ✓ Day 1 ✓ Day 3 ✓ Day 7 →

💬 Adjuster Negotiation

We communicate directly with insurance adjusters on your behalf — following up daily, escalating when needed, and defending every line item through final settlement.

PRECISION ESTIMATES CRM — CLAIM TRACKER SUBMITTED ✓ REVIEWED ✓ NEGOTIATING ● SETTLEMENT ○ PAID ○ Claim #4821 · Water Damage · Tampa Day 4 Claim #4820 · Water Damage · Orlando PAID ✓ Claim #4819 · Mold · Miami In Review

📊 CRM Claim Tracking

Real-time visibility into every water damage claim through our proprietary claims management system. Know exactly where every claim stands at any moment.

Our Process

How We Handle Your Water Damage Claims

One fair percentage-based fee. Paid only when you get paid.

1
Submit documentation
Send scope sheets, dry logs, moisture readings, and photos. Any format works — we handle the rest.
2
Estimate written
Certified Xactimate estimators complete your water damage estimate within 24–48 hours.
3
Submit to carrier
Full claim packet submitted directly to the adjuster with complete IICRC documentation.
4
Fight for payment
We handle all adjuster communications and defend every line item until full settlement.
5
You get paid
Settlement directed to your account. We track every payment until it clears.
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Why Choose Us

Why Florida Water Damage Contractors Choose Precision Estimates

1

Dry log expertise

We understand IICRC S500 standards and write psychrometric documentation that carriers accept without dispute — reducing back-and-forth and accelerating payment.

2

24–48 hour turnaround

Water damage moves fast. Your estimates move fast too — never delayed by billing bottlenecks, even during Florida storm season.

3

Supplement recovery specialists

We routinely recover missed line items — equipment, labor burden, O&P, code upgrades — that water damage contractors leave on the table.

4

All Florida carriers covered

Citizens, Heritage, Tower Hill, People's Trust, Travelers, Universal Property, Nationwide, GEICO — established billing relationships with every carrier in Florida.

All Florida Carriers

We Work With Every Carrier

Established billing relationships with every major carrier writing water damage policies in Florida.

Citizens Property Travelers Chubb The Hartford Liberty Mutual Nationwide GEICO Tower Hill Heritage Insurance Amica FedNat People's Trust Lloyd's of London Universal Property Gulfstream Swyfft Bankers Insurance Edison Insurance
Common Questions

Frequently Asked Questions

Our team prepares complete psychrometric logs following IICRC S500 standards. We document moisture readings, equipment placement, drying goals, air movement, temperature, and daily monitoring — everything carriers require to approve water mitigation claims without dispute.
We work with all major Florida carriers including Citizens Property Insurance, Heritage Insurance, Tower Hill, People's Trust, Universal Property, Travelers, Nationwide, GEICO, Gulfstream, FedNat, and every other carrier operating in Florida's water damage market.
We deliver completed water damage Xactimate estimates within 24–48 hours of receiving your documentation, photos, scope notes, and moisture readings. We maintain this turnaround even during storm season surge periods.
Common water damage supplement items we recover include: equipment daily rates, labor burden, overhead and profit (O&P), antimicrobial treatment, content manipulation, structural drying line items, permit fees, and demolition that adjusters routinely overlook.
Yes. We handle all water damage categories — Category 1 (clean water), Category 2 (gray water), and Category 3 (black water/sewage). Each requires different documentation and line items, and our estimators are trained on all three.
Related Services

More Ways We Support Your Operation

Ready to Get Your Water Damage Claims Paid Faster?

Free discovery call. No obligation. No risk. Let's talk about how Precision Estimates handles your water damage billing and claims management across Florida.